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Medicare Eligibility: A Guide for Seniors

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  What is Medicare? Medicare is a federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with end-stage renal disease (ESRD). It is designed to help pay for hospital care, doctor visits, prescription drugs, and other medical services. How to enroll in Medicare If you are eligible for Medicare, you can enroll through the Social Security Administration (SSA) website or by calling SSA at 1-800-772-1213. You can also enroll through Medicare Support Center at CVS by calling 1-844-471-0182. What are the different parts of Medicare? Medicare has four main parts: Part A covers hospital care, skilled nursing facility care, and hospice care. Part B covers doctor visits, outpatient services, durable medical equipment, and preventive care. Part C, also known as Medicare Advantage, is an alternative to traditional Medicare that is offered by private insurance companies. Medicare Advantage plans typically provide the same ...

Choosing the right Medicare plan for you

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  There are two main types of Medicare coverage: Original Medicare and Medicare Advantage. Original Medicare is a fee-for-service plan that has two parts: Part A (Hospital Insurance) and Part B (Medical Insurance). You pay premiums for both parts, and you may also have to pay coinsurance, copayments, and deductibles. Medicare Advantage is a type of managed care plan offered by private insurance companies that contracts with Medicare. Medicare Advantage plans typically include all of the benefits of Original Medicare, plus additional benefits like prescription drug coverage, dental, vision, and hearing coverage. You may also have to pay premiums for a Medicare Advantage plan, and you may have to pay copays, coinsurance, and deductibles. The best way to choose the right Medicare plan for you is to compare your options and consider your individual needs and preferences. Here are some factors to consider: Your health: If you have a lot of health needs, you may want to ch...